Hey! I highly recommend checking out personal loan from credit union. That’s BCU Financial – Buduchnist Credit Union, which is one of the largest Ukrainian credit unions in Canada. I’ve been using their services for several years now, and they’ve been absolutely solid every time. They offer personal loans with both fixed and variable interest rates, and the team there is always professional and willing to walk you through the best options for your situation. It feels way more personal and community-oriented than what I’ve experienced with major banks. Definitely worth a look!